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Is Social Security Income Taxable? | Retirement Living
Although millions of Americans currently pay or have already paid Social Security taxes, it is important to understand the tax ramifications of Social Security income. We'll take a look at tax income limits on social security income and more.
Actived: Thursday Dec 5, 2019
Continuing Care Retirement Communities | Retirement Living
Retirement Community and Facility Types Continuing Care Retirement Communities are designed for healthy people who are looking for security. They meet the needs of seniors who don’t want additional worries about where they are going to live as they grow older and how they are going to cope with potential future illness or the frailty […]
Technology That Can Help With Aging in Place | Retirement
One of the biggest features of Wellness is it learns routines and sets rules and schedules such as allowing you to automate lights, thermostats, locks and security systems. This keeps you or your loved one from having to remember to turn lights on or off or lock the door each night.
3 Best Wheelchair Lifts (With Reviews) | Retirement Living
Safety railings or straps are a must-have safety feature on both vertical lift platforms and inclined platforms to prevent the wheelchair from moving or falling off the platform while in motion. Safety rails and straps come in a variety of heights and sturdiness levels.
10 Things To Do While Living on Social Security
If you’re retired and living on social security, you want to enjoy your retirement without fear of running out of money. With the right plans in place, retirees can live on a fixed income and avoid losing sleep at night over financial concerns.
5 Best CPAP Masks | Prices from $93-$109 | Retirement Living
Many patients stop the treatment within the first four weeks. The Mayo Clinic says the primary reason patients don’t follow doctor’s orders is an uncomfortable CPAP Mask that moves around or comes off while sleeping or leaves red marks on the face. To get the best results from your CPAP machine, you need to find the right mask.
How to Take Care of Your Walk-in Tub | Retirement Living
Take off your shoes, step into the tub and close the door. Take a seat and spray down the interior surfaces in front of you, then wipe with a damp cloth and buff dry. Take care to dry the floor of the tub thoroughly because you have to stand on it to clean the other half of the tub with the seat using the same procedure. Step out of the tub and
Protect America Reviews | Plans from $19.99 to $54.99/mo
Once an alarm goes off, a Protect America agent will call to determine if the warning is a false alarm or real emergency, canceling the alarm or dispatching emergency personnel. Many local governments charge a fee when emergency services respond to false alarms, so the agent’s confirmation can save you hundreds of dollars.
5 Best Prescription Discount Cards | Retirement Living
To get higher discounts on your prescriptions, up to 80 percent off, you must use the website or mobile app to print coupons for use at a selected pharmacy. Pharmacies like Walmart and CVS use multiple pricing tiers at different levels of the program, which requires SingleCare customers to provide some personal data for full access to
How Much Life Insurance Do I Need? | Retirement Living | 2019
Making sure your family is taken care of after you pass is an essential part of planning for retirement. Life insurance can help cover funeral expenses, pay off debt and more. Determining how much life insurance you need will help you make sure you're getting the right policy for your situation.
Pros and Cons of Retirement Annuities | Retirement Living
These actually do not begin to pay out until one year and one month after you have paid the entire cost of the policy in full. Since they are so expensive, you may not be able to pay it off in time to use it fully. The Bottom Line. The safest bet is to max out your contributions toward your 401(k) and IRA first.
What To Look For In A Financial Advisor | Retirement
In most cases, a financial advisor is paid one of two ways. The advisor receives a percentage of your investment (called a sales charge or sales load) off the top when you initially invest (usually two or three percent), or they get what’s called a trail, a percentage of the operating expenses the fund has every year.
How to Get the Best Mortgage Refinance Rates | Retirement
Pay off the mortgage sooner: Another reason why homeowners may pursue refinancing options is to reduce the time to pay off a mortgage. An example is a homeowner who initially bought his or her residence with a 30-year loan and refinances to a 15-year mortgage with a lower interest rate after five years.
New Frontier Van Lines | Mover Review (with features and
New Frontier Van Lines Long Distance Moves. The logistic details that come with moving long distance add to the stress of moving. New Frontier is experienced with taking that stress off of you by making sure your belongings arrive at your new address safely.
Finance of America Reverse Reviews | Retirement Living
Comprehensive Finance of America Reverse Review. If you’re looking for a reverse mortgage, it’s probably because you need extra funds to pay for something like a home repair, medical bills or to pay off debt from a mortgage or credit cards.
Philips Respironics CPAP Machine Reviews | Retirement Living
The company remains on the cutting edge of innovation by incorporating the latest technology into their CPAP devices. Philips Respironics recently launched the DreamStation and DreamStation Go, which offer customized sleep apnea therapy whether customers use the CPAP at home, on the road or off the grid.
2019 Best Medicare Supplement Plans | Retirement Living
We evaluated 10 well-known Medicare supplement insurance plans, and after careful review identified the eight best options for 2019.To draw our conclusions, we checked with customers in the market, reviewed data and consulted insurance experts.
Nectar Sleep Reviews (With Costs) | Retirement Living
The Nectar Sleep adjustable bed provides 15-minute massages across three different zones to promote relaxation and help you drift off to sleep with ease. The adjustable bed settings include one for TV recline, and built-in USB plugs keep your devices charged. Operating the bed is a snap with its programmable memory and wireless remote.
King City Senior Village | Independent Living King City, OR
Just off of Highway 217, King City Senior Village is twenty-five minutes away from downtown Portland. The community is also walking distance from local shopping and dining options. King City Senior Village is located near the communities of Sherwood and Tigard.
Best Car Shipping Companies With Reviews | Retirement Living
We evaluated 15 car shipping companies, and after carefully reviewing each one, identified the four best car shippers. To reach our final decision for the best car shipping companies, we looked into things like licensing and insurance information with the Federal Motor Carrier Safety Administration, which issued a consumer advisory regarding car shipping companies.
10 Health Benefits of Using an Adjustable Bed Frame
Adjustable bed frames let you alleviate back pain and take pressure off of your spine. The zero gravity position associated with many adjustable bed models is designed to take pressure off of your spine completely. Additionally, upper back pain can occur from the neck compressing or being in a crooked position resulting in uncomfortable sleep
Pure TalkUSA Reviews (with Pricing) | Retirement Living
Power your phone off. Pop your SIM card out of the tray on the side of your phone, or open the back of your phone and pull the small SIM card out. Replace it with the carrier’s SIM. Turn your phone on, and if it shows your friend’s carrier as it starts up, your phone is unlocked. What are Pure TalkUSA’s return and cancellation policies?
When Should I Refinance My Mortgage? | Retirement Living
Pay off medical bills or other catastrophic bills. One of the unfortunate realities of life is that sometimes unexpected events bring big bills. Medical emergencies, natural disasters or the unanticipated long-term disability of a spouse or loved one are just some examples of life-changing events that most people aren’t prepared for.
How much do I need to retire? | Retirement Living | 2019
Trying to figure out how much money you will need to retire can be one of the most difficult financial questions to answer. It’s a critical question to address the older your get because while you may be able to live off of nothing but Social Security in your older age (millions of people do it), it won’t be very enjoyable. The average monthly payout is right around $1,300 these days, and
5 Advantages of Making a Down Payment on a VA Loan | 2019
Reduced loan balance and monthly mortgage payments – If a down payment is not required as part of a VA loan, you can choose how much to pay upfront for a home. As a result, you can reduce your home loan balance, which means you may be able to pay off your mortgage faster than ever before.
The Dos and Don'ts of Gold Storage | Retirement Living | 2019
Even having a safe delivered or installed can tip off criminals to the presence of valuable materials. Safety deposit boxes at banks have long been the vault of choice for any number of precious items such as birth certificates, bonds, family heirlooms, and much more. However, not many realize that there is no insurance on storage in the boxes.
Best Dental Insurance For Seniors | Retirement Living
The Aetna Dental Access prices quoted are based on national averages, so your costs could be higher or lower. Aetna Dental Access offers 50% off dentures, an oral exam is $30, cleaning is $59 and a crown is $757. Aetna’s dental discount network includes over 161,000 dentists, and Careington says over 100,000 dentists participate in their plan.
6 Hidden Costs of Aging in Place | Retirement Living | 2019
This project will start off at around $200 and goes up depending on how many plants you need. Check with your church or local senior center to ask about volunteer or low-cost programs for seniors who need help with snow removal, lawn care and other tasks. Source: Getty.
Vivint SmartHome Reviews | Costs from $29.99 to $49.99
A home security system can help police respond faster and scare off criminals with audible alarms. Add smart home features, smoke and carbon monoxide detectors and you have a safe home. Vivint SmartHome systems are known to have high-quality components to protect your property and provide peace of mind.
Moves for Seniors Reviews (with Service Details
Moves for Seniors works with a network of fully insured and professional labor-only partners to be your muscle for the heavy lifting. With this service, you have no concern about who will load furniture, appliances, large boxes or other bulky items on and off the moving truck.
Do You Qualify for a Reverse Mortgage? | Retirement Living
If you still have a mortgage, proceeds from the reverse mortgage loan must be used to pay off the balance. Any liens on your property (usually used by contractors before they get full payment for improvements) must be paid off at the time of closing on the loan as well.
5 Benefits of Aging in Place | Retirement Living | 2019
Top 5 Reasons to Age in Place. Aging in Place Costs Less Nursing homes and assisted living facilities are expensive. Add in that many seniors have almost paid off their home mortgages with over 20 percent between 65 and 74 having already paid them off completely, and staying at home becomes even more attractive.. Also, Medicare doesn’t cover long-term placement in facilities like this
9 Things You Need To Know About RMDs | Retirement Living
Most people are likely taking out more than the required amount anyway, especially those following the common-used 4 percent retirement rule. But for those purposely holding off on withdrawing their money, it’s important to be aware of RMD rules. If you don’t withdraw your money as required, you will have to pay extra tax penalties.
Best Electric Wheelchairs (With Reviews) | Retirement Living
We evaluated 14 electric wheelchair models, and after careful review identified the 4 best electric wheelchairs in 2019. To draw our conclusions, we looked at sales data, analyzed consumer reviews, consulted with seniors & checked with experts in the industry.
Bargain Auto Transport Reviews (With Costs) | Retirement
It’s vital that you note the problem on the bill of lading before you and the driver sign off, and it’s a good idea to take photos or video of the car or truck. Conclusion. Shipping a car or transporting another vehicle can be stressful and expensive. However, Bargain Auto Transport’s shipping professionals guide customers to help them
3 Best Wheelchair Vans (Costs & Reviews) | Retirement Living
Mobility Ventures is part of the AM General group that started in 1903 and went on to develop the Jeep during World War II, and later the Humvee. Mobility Ventures’ MV-1 wheelchair vehicle is in a class by itself, meeting or exceeding Americans with Disabilities Act (ADA) guidelines right off the assembly line. The MV-1 is the only vehicle on
How Are Reverse Mortgages Regulated? | Retirement Living
Before you decide to write off a reverse mortgage, keep in mind that legitimate reverse mortgages are governed by quite a bit of federal regulation, including how much you can borrow, how payouts are handled, fees the lender charges and more.
10 Best Assisted Living Facilities in Stockton, CA
Assisted Living Stockton, CA. Choosing an assisted living community in Stockton, California is an affordable and smart choice for seniors. Compared to the price of other types of care, assisted living costs less and offers many added benefits – the main benefit of being able to maintain independence longer than if you lived at home.
8 Important Features to Consider Before Buying a Hot Tub
Lights: Along with the ability to turn the hot tub’s lights off and on, you should be able to adjust the brightness and color as well. Jets: Some hot tub models have up to three buttons for jet control. This allows you to adjust the speed and strength of your jets.
Best Stair Lifts (With Costs & Reviews) | Retirement Living
The base price for the Pinnacle SL600 starts off at around $4,000 and the Helix runs close to $10,000. Both models feature a unique drive system that requires no grease or lubricants, which reduces maintenance. Harmar dealers partner with some financing programs to let you know within a few minutes at a dealership if you are eligible for
Best Vision Insurance Plans (With Costs) | Retirement Living
Spirit Vision is an add-on to Spirit Dental Care insurance, a company offering plans with low monthly premiums. With Spirit Vision insurance, you can buy a second pair of glasses at a 40% discount off the cost and monthly premiums range from $7 to $20.
1Dental Reviews (with Costs and Plan Details) | Retirement
All of 1Dental’s plans come with complimentary vision discounts with 35 percent off frames, lenses ranging in cost from $50 to $105 and savings on coatings, lens upgrades and other add-ons. 1Dental Costs. 1Dental has tiered membership fees depending on the number of members included on the dental plan.
6 Ways to Get the Best VA Mortgage Rates | Retirement
Pay off some debt. Organize your finances to make payments a couple of days before the due date. Don’t open a number of new credit card accounts you don’t need for the sake of increasing your available credit. Keep balances low on revolving credit like credit cards
Are Home Warranties Worth The Cost? | Retirement Living
If you end up only needing a very small repair, you may have been better off just paying for the repair out of pocket. It can be difficult to foresee what kind of home repairs you’ll end up needing, however, if the appliances and HVAC units in your house are old, they’ll most likely need servicing sooner than later.
Pros and Cons of a Walk-in Tub | Retirement Living | 2019
Drying off with a towel as the tub drains and covering the upper torso with a dry towel or robe can help reduce the risk of chilling. Water Usage in a Walk-in Tub. Pro: Comparable Water Usage. With the deeper size of walk-in tubs, there is understandably the idea that a walk-in tub would hold more water than a standard tub or a shower. However
Maintenance Tips For Your Electric Wheelchair | Retirement
Don’t put off charging your electric wheelchair battery, even if you haven’t used the chair much for the day. Not only will you want to be sure the battery has plenty of power for what the next day brings, but proper care extends the life of the wheelchair battery.
6 Best Hearing Aids With Reviews & Costs | Retirement Living
We evaluated 13 well-known hearing aid brands, and after careful review identified the 5 best hearing aid companies in 2019.To draw our conclusions for the best options, we checked government data, analyzed consumer reviews, consulted with seniors & checked with experts in the industry.
One Reverse Mortgage Reviews With Costs | Retirement Living
One Reverse Mortgage borrowers often using funds to pay off debt, pay for unexpected expenses, or as a retirement planning tool. One Reverse Mortgage is one of the fastest growing reverse mortgage companies in the country, and is owned by widely recognized mortgage lender Quicken Loans.