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10 Tax Tips for People Working and Living in Different
HowStuffWorks. Money. Personal Finance. Taxes. 10 Tax Tips for People Working and Living in Different States. by Laurie L. Dove. START COUNTDOWN NEXT Start the Countdown. If that commuter train takes you to work in a different state from where you live, you may need to file taxes in both.
Actived: Sunday Dec 1, 2019
Fuel-Efficient Driving - How to Drive Economically: Tips
Even if you're not trying to race away from a stop, you may find your tires slipping, especially on wet or gravel surfaces. Each time a tire slips, whatever the cause, you're losing gas mileage as well as endangering yourself. Take care when starting off on slippery or unpaved roads. Slow down on rough pavement. Consider RPM and MPG
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How does gap insurance work when a car is totaled
If the car owner in this scenario didn't have GAP insurance, they'd have to continue making payments on a totaled car in order to pay off the outstanding debt. How absurd! That's where GAP insurance comes into play.
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How much can you save by unplugging appliances
After turning off the bedside lamp, we glance one last time at the glowing display on the clock radio to make sure the alarm is appropriately set. It's only when a power outage throws us into sudden pitch-black silence that we understand just how quiet and dark it isn't most of the time.
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How much can you save by unplugging appliances?
How much can you save by unplugging appliances? by Beth Brindle. What is phantom power? Prev NEXT . Also called phantom energy, phantom load, standby power, idle current and vampire power, phantom power is the energy used by appliances and electronics when they are turned off but still plugged in to a power outlet [source: Energy Star
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How Tax Deductions Work | HowStuffWorks
The purpose of tax deductions is to decrease your taxable income, thus decreasing the amount of tax you owe to the federal government. There are hundreds of ways to use deductions to reduce your taxable income, but many people don't know about them or know how to take advantage of them.
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Should you pay down your mortgage as fast as you can
It's an old fact, but one that still holds true -- a home is the biggest investment that most people make in their lifetimes [source: Sun Sentinel].And thanks to a cash-wrenching recession and widespread unemployment, many people are paying off debt as quickly as they can, for better financial security and peace of mind.So why not pay off the mortgage as fast as possible, too?
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How do depreciation and amortization affect your taxes
Although there is a way you can write off the cost of that copier in one year (called a Section 179 deduction), you might want to write the cost off over the course of several years instead. If your $2,000 copier has a "useful life" of five years, you can basically write off one-fifth of the cost every year for five years.
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Are millennials really the first generation to do worse
If millennials indeed become the first generation to do worse than their parents, it's less about the generation gap than the wealth gap. It's less about entitled kids who can't stand hard work than a wholesale lack of jobs that offer a living wage for someone with limited experience.
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Hiding Money - How Tax Evasion Works | HowStuffWorks
The Internal Revenue Service (IRS) can only tax income that it knows about. For a bold segment of the taxpaying public, this is an invitation to hide as much money from the IRS as possible. Hiding money is a form of underreporting income in which there is no question that the perpetrator is committing tax evasion.
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10 Tax Deductions for Home Improvements | HowStuffWorks
Bad news: You can't write off home improvements. But wait! There's no need to turn off the computer in disgust and walk away just yet. Although the cost of regular, humdrum improvements isn't deductible on your return, there really are some clever ways to recoup a few of your home costs by knowing the ins and outs of a tax return.
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How UPS Works | HowStuffWorks
UPS can deliver to 80 percent of the planet within 48 hours, so if you live somewhere else, it's still pretty likely that UPS can find you to drop off or pick up packages. That's a lot of addresses -- and a lot of packages. In fact, in 2005, UPS delivered 3.75 billion packages and letters.
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Other Government Grants for Education | HowStuffWorks
Most government education grants begin when Congress sets aside money for individual grant programs. For example, $12,606,713,000 was appropriated for the Pell Grants for 2007. There's always a great deal of political pressure from various sides concerning the amount of money Congress allots to specific grant programs.
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Finding Your Tax Bracket | HowStuffWorks
Karen is single. Next is the tax bracket. As we explained earlier, for the 2018 tax year, there are seven tax brackets for each filing status. Since Karen is filing single, she would look at IRS Schedule X, which lists the tax rates for people who file single. They are:
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10 Tax Deductions for Home Improvements | HowStuffWorks
5: Rent Out Home, Write Off Repairs. Owning a second property you rent out isn't that different, tax-wise, from owning a business. (That's according to the IRS. You might point out that your real job would never require you to get up in the middle of the night to fix a toilet that backed up into the tub.
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Can you avoid paying taxes on a 401(k) cash-out
Once you reach 59 1/2 years old, you have a couple of options. You can cash out entirely and pay ordinary tax on the investment income, or you can avoid paying taxes by rolling the 401(k) distribution into another retirement account like an IRA.
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How Employee Compensation Works - HowStuffWorks
These two plans differ in the way the money is taxed. With ISOs, the employees pay no taxes until they later sell the shares they have bought (exercised). At that time, any money they made off of the transaction is subject to capital gains tax instead of income tax.
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Claiming Tax Deductions | HowStuffWorks
You choose one or the other to write off. Personal property tax: These deductions are based on personal property taxed like boats or cars. Real estate taxes and points: A point is 1 percent of the value of a home loan. Banks charge you a fee to get a home loan. This fee is expressed in points, which you can write off.
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How does GAP insurance work when a car is - HowStuffWorks
How does GAP insurance work when a car is totaled? by Mark Boyer. The minute you sign the papers and drive it off the lot, it loses about 9 percent of its original value. But the bleeding doesn't stop there; no matter how clean you keep it, within a year its value will drop another 10 percent
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How much can you save by unplugging appliances?
How much can you save by unplugging appliances? by Beth Brindle. Some power strips even let you designate a "master" device (such as a computer), then automatically turn off power to peripheral devices (such as a printer, scanner or speakers) when the main component is not in use.
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What if I removed the tag from my mattress? | HowStuffWorks
What if I removed the tag from my mattress? by Katherine Neer. NEXT PAGE . If you own the mattress, then rip away. If not, you better not touch that tag. Mark Williams/Red Cover/Getty Images.
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Using PayPal: Receiving Funds | HowStuffWorks
PayPal also charges fees for exchanging between the currencies it accepts in international transactions. All these fees help cover PayPal's customer support and other services reserved for business and premier customers. The last option shown above is accepting offline and off-site payments.
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10 Tax Deductions for Retirees | HowStuffWorks
Don't forget you can write off your mileage (or take the 14-cent-per-mile charitable rate). Even if you're traveling on behalf of a charitable organization, you can write off expenses. Not a bad way to spend retirement, after all Author's Note: 10 Tax Deductions for Retirees.
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How Lenders Interpret Your Credit Report - Lenders and
The same goes for accounts that creditors have turned over to collection agencies or charged-off -- meaning that they've written the account off as a loss. Even if you do pay off the account at a later date, the charge-off or collection action stays on your report for seven years.
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Life on Leave: What Does It Really Mean to Be "Off
Which prompts the question: What does it really mean when an executive is "off" on leave? Do we honestly expect Zuckerberg to fully abstain from sending occasional work emails or to stop shopping around for another multi-billion-dollar acquisition?. Surveys show that the average American CEO works 58.15 hours a week, roughly 10 to 11 hours per weekday, plus six extra hours over the weekend.
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Defenses Against Hostile Takeovers | HowStuffWorks
For example, a telecommunications company might have a highly-regarded research and development (R&D) division. This division is the company's "crown jewels." It might respond to a hostile bid by selling off the R&D division to another company, or spinning it off into a separate corporation.
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How the Online Trading Academy Works - HowStuffWorks
How the Online Trading Academy Works. by Chris Warren. Is the Online Trading Academy a scam? Prev NEXT . Researchers, experts on investing and even the U.S. Securities and Exchange Commission warn of the risks of trading. Getty Images/Yellow Dog Productions Online Trading Academy alum Gordon Peldo no doubt sums up exactly what every individual
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Paying Back Your Stafford Loan | HowStuffWorks
The standard repayment plan requires you to pay a fixed amount each month based on your principal and interest, but will be no less than $50 or the interest that has accrued.; The graduated repayment plan allows you to make lower payments at the beginning, but payment amounts will rise over time. This plan makes sense if you believe your income will rise significantly as your experience increases.
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Examples of Tax Deductions | HowStuffWorks
You can also write off any preminums you bought through the Health Insurance Marketplace, under certain conditions.. Charity: You can deduct 50 percent or less of your charitable donations to public organizations, such as the American Heart Association, and 30 percent of your donations to private foundations, such as the Bill & Melinda Gates Foundation.
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How Estate Sales Work | HowStuffWorks
How Estate Sales Work. by Sarah Siddons. NEXT PAGE . Whatever the reason, estate sales can be a good way to pay off debt or make money off unwanted possessions. For the shopper, they're often a great place to find bargains, antiques, and unusual items. Advertisement.
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10 Tax Tips for Freelancers and Contract Employees
The best part of being a freelancer is that you don't have to put on real pants, your cattiest colleague is actually your tabby, Mr. Ribbons, and nobody gets mad at you if you eat the rest of the cake in the fridge for lunch. But to be fair, being able to write off certain expenses as business costs is pretty nice too.
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Credit Card Safety | HowStuffWorks
To illustrate the importance of tight security, a network TV reporter, tipped off about loose security on an Internet Web-hosting site, was able to gain access to about 1,500 customer records, which included everything from credit-card numbers and payment records to comments about particular customers.
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10 Ways Insurance Agents Spot Fraudulent Claims
10 Ways Insurance Agents Spot Fraudulent Claims. by Melanie Radzicki McManus. Bogus. A rip-off. OK, the list really isn't "super secret," but a lot of the people submitting fake claims don't realize this list exists, and that it may lead to their downfall [source: Theim].
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Extra Financial Aid Money and Loans | HowStuffWorks
The students are supposed to use the money from financial aid to cover expenses such as tuition, books, transportation, and room and board. But if the student chooses to spend the money elsewhere, he or she will encounter problems later on once there are bills to pay. Many schools limit the amount of financial aid any single student can receive.
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Retirement Accounts: Transfer vs. Rollover | HowStuffWorks
Losing a job is a trying time, not least for financial reasons. You rely on that monthly paycheck to pay the mortgage, cover the bills, pay off debt and save for retirement. Which reminds you, what happens to the 401(k) account that you've been building up for the past decade? Can you keep the money where it is, or do you have to move it
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How Employee Compensation Works - HowStuffWorks
How Employee Compensation Works. by Lee Ann Obringer. Disability and Life Insurance. Prev NEXT . Long and Short-Term Disability. In the United States, short-term disability (STD) is not provided by many employers, however, some states do require it for up to 26 weeks. It is designed to replace an employee's income on a short-term basis as a
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How to Drive Economically - HowStuffWorks
If it's a good idea to shut off the engine even when stopped for a minute while you're still in the driver's seat, obviously it's essential to do so when you stop and leave your car for awhile. Don't leave the engine idle while making a phone call, hopping into a store, or dropping off the dry cleaning.
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10 Store-brand Products that Are the Same as Name Brands
10 Store-brand Products that Are the Same as Name Brands. by Julia Layton. START COUNTDOWN NEXT Start the Countdown. Image Gallery: Drugs Sure, the store brand costs so much less -- but is medicine really the place to look for savings? See more pictures of drugs.
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Defaulting on a Co-signed Loan | HowStuffWorks
The first thing you'll probably notice is the downgrade in your credit. Anyone who pulls your credit will immediately see the default, so you can forget buying a house, car or other big purchases on credit for at least the next seven years (the time it takes for bad debt to fall off your credit report).
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Pros and Cons of Deferments and Forbearance | HowStuffWorks
Pros and Cons of Deferments and Forbearance - The pros and cons of deferment and forbearance are explained in this section. Learn about the pros and cons of deferment and forbearance. if you are in a temporary setback -- whether form sudden health issues, a downturn in the economy, getting laid off or something else -- these kinds of things
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How much can you save by turning off the A/C? | HowStuffWorks
So what's a sweaty, frugal-minded and environmentally conscious citizen to do? Before you decide that your A/C is off-limits, remember that it doesn't have to be an all-or-nothing proposition. Read on to find out how much you can save by turning off the A/C -- or even setting the thermostat a few degrees higher.
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The UPS Sort | HowStuffWorks
The UPS Sort - If you've seen the movie "Monsters Inc.", you've seen a fair approximation of the sort. Learn how UPS sorts packages into logical categories.
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Futures Contracts 101 - Futures Contracts | HowStuffWorks
Here's how it works. There are two basic positions on stock futures: long and short. The long position agrees to buy the stock when the contract expires. The short position agrees to sell the stock when the contract expires. If you think that the price of your stock will be higher in three months than it is today, you want to go long.
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10 Tax Deduction Tips for Families | HowStuffWorks
10 Tax Deduction Tips for Families. by Kate Kershner. START COUNTDOWN NEXT Start the Countdown. you can only begin writing off deductions after you exceed 2 percent of your AGI.) But we'll include tips for families that are itemizing and taking the deduction to ensure that everyone can get the biggest piece of the pie they can.
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1: Selling a Home - 5 Tax Benefits That Come With Marriage
Author's Note: 5 Tax Benefits That Come With Marriage. I love my wife for reasons that I can't fully explain to the IRS. But I also appreciate the fact that the love of my life and the mother of my children is also a heck of a tax break.
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Inquiries on Your Credit Report | HowStuffWorks
Hard inquires hurt your credit score. Specifically, one can knock about five points off your score, which you can earn back after six months pass [source: LendingTree]. This isn't to say you should avoid hard inquiries completely. Some loan applications (or bank or utility accounts, as the case may be) are worth the points you lose.
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How do CDs (certificates of deposit) work? | HowStuffWorks
Do you ever overhear co-workers drop comments like, "CDs are looking good this year," then you excitedly chime in to say something like, "Yeah -- are you excited about the new Amy Winehouse album?" When you realize that they're talking about certificates of deposit (CDs), you awkwardly back out of the conversation. If this sounds familiar
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Printing Cash | HowStuffWorks
When you try to print your scanned $20 bill, you discover the problem. The fact that the scanner can capture such detail does not mean that your printer is ready to replicate it. If you try printing on a normal inkjet printer, it comes out looking all wrong to the naked eye. The colors are off and the images look muddy.
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Repaying a Student Loan | HowStuffWorks
Immediate repayment is pretty much what it sounds like; 45 days after enrolling, you will begin repaying your student loans. This method prevents an accrual of interest building up. Last is the interest only payment, where you make payments while enrolled in school, but on only on the interest.This usually means lower monthly payments and prevents interest from accruing.
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Single-member vs. Multi-member LLCs - How LLC Taxes Work
How LLC Taxes Work. by Melanie Radzicki McManus. Single-member vs. Multi-member LLCs. Prev NEXT . If you're the sole owner of your LLC, the IRS will consider it a disregarded entity and you'll report all profits and losses on a Schedule C tax form ("Profit or Loss from Business"), which you'll submit with your 1040 form. If your business is
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8: Search and Rescue - 10 UAV Jobs of the Future
The small, two-prop drone is surrounded by a collapsible geodesic cage. The flexible exoskeleton allows the drone to squeeze into tight spaces and bounce off fallen debris without sustaining damage. The carbon-fiber cage also protects survivors from the drone's whirling turbines [source: Dent].
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