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10 Tax Deductions for Home Improvements | HowStuffWorks

Offer Details: Bad news: You can't write off home improvements. But wait! There's no need to turn off the computer in disgust and walk away just yet. Although the cost of regular, humdrum improvements isn't deductible on your return, there really are some clever ways to recoup a few of your home costs by knowing the ins and outs of a tax return. See more ...

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How Tax Deductions Work | HowStuffWorks

Offer Details: The purpose of tax deductions is to decrease your taxable income, thus decreasing the amount of tax you owe to the federal government. There are hundreds of ways to use deductions to reduce your taxable income, but many people don't know about them or know how to take advantage of them. See more ...

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Fuel-Efficient Driving - How to Drive Economically: Tips

Offer Details: Even if you're not trying to race away from a stop, you may find your tires slipping, especially on wet or gravel surfaces. Each time a tire slips, whatever the cause, you're losing gas mileage as well as endangering yourself. Take care when starting off on slippery or unpaved roads. Slow down on rough pavement. Consider RPM and MPG See more ...

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How much can you save by turning off the A/C? | HowStuffWorks

Offer Details: So what's a sweaty, frugal-minded and environmentally conscious citizen to do? Before you decide that your A/C is off-limits, remember that it doesn't have to be an all-or-nothing proposition. Read on to find out how much you can save by turning off the A/C -- or even setting the thermostat a few degrees higher. See more ...

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Should you pay down your mortgage as fast as you can

Offer Details: It's an old fact, but one that still holds true -- a home is the biggest investment that most people make in their lifetimes [source: Sun Sentinel].And thanks to a cash-wrenching recession and widespread unemployment, many people are paying off debt as quickly as they can, for better financial security and peace of mind.So why not pay off the mortgage as fast as possible, too? See more ...

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Extra Financial Aid Money and Loans | HowStuffWorks

Offer Details: The students are supposed to use the money from financial aid to cover expenses such as tuition, books, transportation, and room and board. But if the student chooses to spend the money elsewhere, he or she will encounter problems later on once there are bills to pay. Many schools limit the amount of financial aid any single student can receive. See more ...

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Using PayPal: Receiving Funds | HowStuffWorks

Offer Details: PayPal also charges fees for exchanging between the currencies it accepts in international transactions. All these fees help cover PayPal's customer support and other services reserved for business and premier customers. The last option shown above is accepting offline and off-site payments. See more ...

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Retirement Accounts: Transfer vs. Rollover | HowStuffWorks

Offer Details: Losing a job is a trying time, not least for financial reasons. You rely on that monthly paycheck to pay the mortgage, cover the bills, pay off debt and save for retirement. Which reminds you, what happens to the 401(k) account that you've been building up for the past decade? Can you keep the money where it is, or do you have to move it See more ...

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10 Tax Deductions for Retirees | HowStuffWorks

Offer Details: But you also get to write off a whole host of businesses expenses, and that's without itemizing. From mileage to business equipment, you could deduct quite a bit from your tax bill. 7: Credit for the Elderly or Disabled. Don't forget that you might qualify for the IRS's elderly or disabled tax credit. See more ...

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Finding Your Tax Bracket | HowStuffWorks

Offer Details: Karen is single. Next is the tax bracket. As we explained earlier, for the 2018 tax year, there are seven tax brackets for each filing status. Since Karen is filing single, she would look at IRS Schedule X, which lists the tax rates for people who file single. They are: See more ...

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10 Tax Deductions for Retirees | HowStuffWorks

Offer Details: Don't forget you can write off your mileage (or take the 14-cent-per-mile charitable rate). Even if you're traveling on behalf of a charitable organization, you can write off expenses. Not a bad way to spend retirement, after all Author's Note: 10 Tax Deductions for Retirees. See more ...

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10 Tax Deductions for Home Improvements | HowStuffWorks

Offer Details: 5: Rent Out Home, Write Off Repairs. Owning a second property you rent out isn't that different, tax-wise, from owning a business. (That's according to the IRS. You might point out that your real job would never require you to get up in the middle of the night to fix a toilet that backed up into the tub. See more ...

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How much can you save by unplugging appliances?

Offer Details: How much can you save by unplugging appliances? by Beth Brindle. What is phantom power? Prev NEXT . Also called phantom energy, phantom load, standby power, idle current and vampire power, phantom power is the energy used by appliances and electronics when they are turned off but still plugged in to a power outlet [source: Energy Star See more ...

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10 Store-brand Products that Are the Same as Name Brands

Offer Details: 10 Store-brand Products that Are the Same as Name Brands. by Julia Layton. START COUNTDOWN NEXT Start the Countdown. Image Gallery: Drugs Sure, the store brand costs so much less -- but is medicine really the place to look for savings? See more pictures of drugs. See more ...

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How do depreciation and amortization affect your taxes

Offer Details: Although there is a way you can write off the cost of that copier in one year (called a Section 179 deduction), you might want to write the cost off over the course of several years instead. If your $2,000 copier has a "useful life" of five years, you can basically write off one-fifth of the cost every year for five years. See more ...

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10 Creative (But Legal) Tax Deductions - HowStuffWorks

Offer Details: Tax time means it's time to see what you can write off to lower your tax bill. Check out 10 creative (but legal) tax deductions at HowStuffWorks. See more ...

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How much can you save by unplugging appliances

Offer Details: After turning off the bedside lamp, we glance one last time at the glowing display on the clock radio to make sure the alarm is appropriately set. It's only when a power outage throws us into sudden pitch-black silence that we understand just how quiet and dark it isn't most of the time. See more ...

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Can you avoid paying taxes on a 401(k) cash-out

Offer Details: Once you reach 59 1/2 years old, you have a couple of options. You can cash out entirely and pay ordinary tax on the investment income, or you can avoid paying taxes by rolling the 401(k) distribution into another retirement account like an IRA. See more ...

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Are millennials really the first generation to do worse

Offer Details: If millennials indeed become the first generation to do worse than their parents, it's less about the generation gap than the wealth gap. It's less about entitled kids who can't stand hard work than a wholesale lack of jobs that offer a living wage for someone with limited experience. See more ...

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Revolving Credit vs. Loans | HowStuffWorks

Offer Details: Once again, you can choose to pay it all off or pay only a portion of the balance. You'll continue to make monthly payments on revolving credit accounts until you pay for all outstanding charges and cancel the account. A home equity line of credit is another popular form of revolving credit. Like with credit cards, a credit limit is placed on See more ...

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Is it safe to buy things from Amazon? | HowStuffWorks

Offer Details: Is it safe to buy things from Amazon? by Natalie Kilgore. NEXT PAGE . You can buy almost anything you want from Amazon, but how the company collects and stores the information you provide may surprise you. Jeff Titcomb/Photographer's Choice/Getty Images. See more ...

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How UPS Works | HowStuffWorks

Offer Details: UPS can deliver to 80 percent of the planet within 48 hours, so if you live somewhere else, it's still pretty likely that UPS can find you to drop off or pick up packages. That's a lot of addresses -- and a lot of packages. In fact, in 2005, UPS delivered 3.75 billion packages and letters. See more ...

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How the Online Trading Academy Works - HowStuffWorks

Offer Details: How the Online Trading Academy Works. by Chris Warren. Is the Online Trading Academy a scam? Prev NEXT . Researchers, experts on investing and even the U.S. Securities and Exchange Commission warn of the risks of trading. Getty Images/Yellow Dog Productions Online Trading Academy alum Gordon Peldo no doubt sums up exactly what every individual See more ...

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What is the tax rate for lottery winnings? | HowStuffWorks

Offer Details: Ah yes, winning the lottery.It's a dream for all of us. Mega Millions, Powerball, Lotto. So many games. So many losers. But, if on the off chance you do win millions in a lottery jackpot, keep in mind that the Internal Revenue Service will be looking for its fair share.. While you don't have to report lottery winnings of $600 or less, if you win more than $5,000, the government will hit you See more ...

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10 Things to Leave Off Your Resume | HowStuffWorks

Offer Details: Do you know what belongs on your résumé and what you ought to leave out? Learn about 10 things you should leave off your résumé at HowStuffWorks. See more ...

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How to Drive Economically - HowStuffWorks

Offer Details: If it's a good idea to shut off the engine even when stopped for a minute while you're still in the driver's seat, obviously it's essential to do so when you stop and leave your car for awhile. Don't leave the engine idle while making a phone call, hopping into a store, or dropping off the dry cleaning. See more ...

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How does gap insurance work when a car is totaled

Offer Details: If the car owner in this scenario didn't have GAP insurance, they'd have to continue making payments on a totaled car in order to pay off the outstanding debt. How absurd! That's where GAP insurance comes into play. See more ...

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Single-member vs. Multi-member LLCs - How LLC Taxes Work

Offer Details: If you're the sole owner of your LLC, the IRS will consider it a disregarded entity and you'll report all profits and losses on a Schedule C tax form ("Profit or Loss from Business"), which you'll submit with your 1040 form. If your business is providing a service or selling a product, you'll also pay self-employment taxes on any profits using Schedule SE ("Self-Employment Tax"). See more ...

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10 Creative (But Legal) Tax Deductions | HowStuffWorks

Offer Details: Tax time means it's time to see what you can write off to lower your tax bill. Check out 10 creative (but legal) tax deductions at HowStuffWorks. See more ...

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How Employee Compensation Works - HowStuffWorks

Offer Details: How Employee Compensation Works. by Lee Ann Obringer. Disability and Life Insurance. Prev NEXT . Long and Short-Term Disability. In the United States, short-term disability (STD) is not provided by many employers, however, some states do require it for up to 26 weeks. It is designed to replace an employee's income on a short-term basis as a See more ...

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Hiding Money - How Tax Evasion Works | HowStuffWorks

Offer Details: The Internal Revenue Service (IRS) can only tax income that it knows about. For a bold segment of the taxpaying public, this is an invitation to hide as much money from the IRS as possible. Hiding money is a form of underreporting income in which there is no question that the perpetrator is committing tax evasion. See more ...

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Federal Work-Study Jobs | HowStuffWorks

Offer Details: One of the benefits of a work-study job is that your employer (the school or off-campus organization) knows that your education is your top priority and will work around your class schedule. The average work-study schedule is between 10 and 15 hours a week [source: eCampusTours]. See more ...

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Chapter 11: Business Bankruptcy | HowStuffWorks

Offer Details: Chapter 11 - Business Bankruptcy - Chapter 11 allows companies to function and maintain ownership of all assets while paying off creditors. Learn how a company operates under Chapter 11. See more ...

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The Coupon Process - How do store coupons work

Offer Details: How do store coupons work? The Coupon Process. Prev NEXT . "let's give people a little scrap of paper that they can redeem for 25 cents off a can of beans" -- turns into a whole lot of work for somebody! Related HowStuffWorks Articles. Top 5 Retail Markups; 5 Tips for Online Shopping; See more ...

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Penalties for Cashing Out Your 401(k) Early | HowStuffWorks

Offer Details: Penalties for Cashing Out Your 401(k) Early - What are penalties for cashing out your 401(k) early? Learn about penalties for cashing out your 401(k) early at HowStuffWorks. Money. Money. Health Science Home & Garden Auto Tech Culture Money Lifestyle earlier will likely have to work longer before retirement than those who hold off. A 2011 See more ...

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10 Biggest IPO Flops in History | HowStuffWorks

Offer Details: The same is true for IPOs. Sure, an IPO can bring an instant flood of capital, but it can also mean opening your company to greater public scrutiny, cranky shareholders and fickle market forces. For the following companies, their long-awaited IPOs proved to be DOA. Read on to learn more about the 10 biggest IPO flops of all time. See more ...

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Other Government Grants for Education | HowStuffWorks

Offer Details: Most government education grants begin when Congress sets aside money for individual grant programs. For example, $12,606,713,000 was appropriated for the Pell Grants for 2007. There's always a great deal of political pressure from various sides concerning the amount of money Congress allots to specific grant programs. See more ...

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Claiming Tax Deductions | HowStuffWorks

Offer Details: You choose one or the other to write off. Personal property tax: These deductions are based on personal property taxed like boats or cars. Real estate taxes and points: A point is 1 percent of the value of a home loan. Banks charge you a fee to get a home loan. This fee is expressed in points, which you can write off. See more ...

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Labor Union Basics | HowStuffWorks

Offer Details: ­ A labor union is an organization of workers dedicated to protecting their interests and improving wages, hours and working conditions. Many different types of workers belong to unions: mechanics, teachers, factory workers, actors, police officers, airline pilots, janitors, doctors, writers and so forth. See more ...

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Pros and Cons of Co-signing a Mortgage | HowStuffWorks

Offer Details: It's not easy for either party to get out of a co-signed mortgage. They have to sell the property and pay it off, or one could refinance the mortgage without the co-signer. Perhaps the least preferred way of getting out of the mortgage is if one or both of them dies, in which case their estates are responsible for it. See more ...

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Tax Bracket History | HowStuffWorks

Offer Details: Colonial and early U.S. taxes went through various changes until the first income tax was established by the Revenue Act of 1861. The purpose of this income tax was to help the Union raise money to fight the Civil War against the Confederacy. This income tax affected incomes of $800 and up at a rate of 3 percent. See more ...

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How does ATM skimming work? | HowStuffWorks

Offer Details: Always pay attention to objects mounted on the ATM or located close by. A pinhole or off-color piece of plastic could give away the camera's hiding place. Cameras could even be hidden in brochure racks [source: Krebs]. Some ATM skimming schemes employ fake keypads in lieu of cameras to capture PIN numbers. Just like the card skimmers fit over See more ...

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Paying Back Your Stafford Loan | HowStuffWorks

Offer Details: The standard repayment plan requires you to pay a fixed amount each month based on your principal and interest, but will be no less than $50 or the interest that has accrued.; The graduated repayment plan allows you to make lower payments at the beginning, but payment amounts will rise over time. This plan makes sense if you believe your income will rise significantly as your experience increases. See more ...

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Credit Card Safety | HowStuffWorks

Offer Details: To illustrate the importance of tight security, a network TV reporter, tipped off about loose security on an Internet Web-hosting site, was able to gain access to about 1,500 customer records, which included everything from credit-card numbers and payment records to comments about particular customers. See more ...

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Examples of Tax Deductions | HowStuffWorks

Offer Details: You can also write off any preminums you bought through the Health Insurance Marketplace, under certain conditions.. Charity: You can deduct 50 percent or less of your charitable donations to public organizations, such as the American Heart Association, and 30 percent of your donations to private foundations, such as the Bill & Melinda Gates Foundation. See more ...

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How Intellectual Property Works | HowStuffWorks

Offer Details: How Intellectual Property Works. by Thomas L. Peterson. NEXT PAGE . The rocker patent owner is not required to give you permission, however, and can keep your rocking chair off of the market if he chooses to do so. It might make better sense, of course, for the rocker patent owner to participate in your success by giving his permission in See more ...

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Is it worth it to donate your used car to charity

Offer Details: Is it worth it to donate your used car to charity? by Cherise Threewitt. NEXT PAGE . And, the thinking goes, even though a donation won't result in a pocketful of cash right away, it'll pay off at tax time when the donation results in a bigger tax refund. Unfortunately, that's not necessarily true. See more ...

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How Lenders Interpret Your Credit Report - Lenders and

Offer Details: The same goes for accounts that creditors have turned over to collection agencies or charged-off -- meaning that they've written the account off as a loss. Even if you do pay off the account at a later date, the charge-off or collection action stays on your report for seven years. See more ...

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The U.S. Treasury and Detecting - HowStuffWorks

Offer Details: As the counterfeit bills get used in vending machines and rejected, or as they make their way into banks, where human tellers can feel the difference, or when they get into the hands of an attentive convenience store worker who rejects them, or when they make their way back to the scanning machines at the U.S. Bureau of Engraving and Printing, they are detected. See more ...

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Counterfeit Money and Protecting Yourself | HowStuffWorks

Offer Details: Protecting Yourself - Counterfeit money can be detected by looking for the new security features and using extra vigilance with older bills. Learn tips to spot counterfeit money. See more ...

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