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Questions to Ask Your Doctor About Off-Label Drugs

Offer Details: Studies are rarely done to see if off-label drugs match FDA-approved medicines in effectiveness or if there are additional side effects. David Cavalla, author of the 2014 book Off-Label Prescribing: Justifying Unapproved Medicine, is a critic of the practice. “While the regulatory authorities are very strict about the manufacturing standards See more ...

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New Tax Law May Make Paying Down Mortgage Popular

Offer Details: After the mortgage is fully paid off, and if you still have income, I recommend making monthly deposits in the amount of the mortgage payments to a savings or investment account. In deciding whether this advice is right for you, keep two things in mind: Banks, brokerage firms and financial advisers typically do not benefit from this advice. See more ...

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Looking for instructions on a game or how to turn

Offer Details: We’re hearing from users that they can’t find instructions for some games or how to change options such as turning the game’s music off or on. These items can be found under each game’s menu. The menu icon is often found in the corners of the game screen. However, the menu icon can be different fro See more ...

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Can I Switch From My Social Security Benefit to a Spousal

Offer Details: 25% off the first healthy meal delivery of $99+. sweetFrog. Members save 15% on in-store purchases of frozen yogurt, treats and apparel. Join or Renew Today! AARP members receive exclusive member benefits & affect social change. GO TO THIS ARTICLE. See more ...

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Advantages of Cruising to Alaska During the Off-Season

Offer Details: You'll want to get off the boat, nonetheless: On its weeklong one-way trip from Vancouver, Canada, to Seward, Alaska (near Anchorage), stops include the Native Alaskan port of Icy Strait, an area where you're pretty much certain to see whales, and Juneau, with the chance to visit nearby Mendenhall Glacier. See more ...

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Couple Debates Paying Off Their Mortgage Early

Offer Details: That means paying off the mortgage gives them a 3 percent guaranteed return on their money. In contrast, an investment in a diversified portfolio — say, a balanced mutual fund that's 60 percent in stocks and 40 percent in bonds — though it's not guaranteed, could reasonably be expected to grow 6 percent over time. See more ...

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Why Delaying Social Security Benefits Until 70 May Be

Offer Details: I want to be clear here: Saving more is also great. But delaying when you stop working and when you start living off your savings can really shore up your retirement security. If you’re in a job you enjoy, now is the time to think through what skills you might need to add, or polish, to make you a valued employee through your 60s. See more ...

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Can I Collect Social Security From My Ex-Spouse?

Offer Details: 25% off the first healthy meal delivery of $99+. sweetFrog. Members save 15% on in-store purchases of frozen yogurt, treats and apparel. Join or Renew Today! AARP members receive exclusive member benefits & affect social change. GO TO THIS ARTICLE. See more ...

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Student Loans, Debt Repayment and Retirement

Offer Details: If you qualify, your loans could be written off entirely, but you will have to provide annual documentation about your income to federal authorities. Lynnette Khalfani-Cox, the Money Coach, is a personal finance expert, television and radio personality, and regular contributor to AARP.org. See more ...

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Caregivers Creating a Safe Home for those with Dementia

Offer Details: Take the lock off your loved one’s door to be certain that no one is locked in or out. An audio monitor between the two rooms will let you hear if your loved one is out of bed or calling for help. Step 7. Check the kitchen. Dementia can dull sensitivity to temperature. Consider automatic temperature-controlled water faucets. See more ...

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Should You Take a Voluntary Layoff at Midlife?

Offer Details: Look at your fears with eyes wide open to see where the risks are and how you can mitigate them. Don’t dismiss the idea of volunteering to go before reflecting on whether it would work for you. Sometimes, getting laid off is the best next step. Caroline Ceniza-Levine is a career expert with SixFigureStart®. See more ...

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How Social Security Benefits Are Calculated

Offer Details: As an example, if your PIA worked out at $1,000, it would be discounted down to $750 if you took benefits at the earliest possible age, 62. If you decided to go for your maximum possible benefit and put off collecting until age 70, your monthly payment would be $1,320. You can learn more from this Social Security pamphlet. See more ...

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Why You May Not Qualify for Unemployment Benefits

Offer Details: If you've been laid off or downsized in a company restructuring, you will generally qualify. "If you report to work every day and satisfactorily complete your job responsibilities, but your job goes away and you're laid off due to lack of work, this is not your fault and therefore you would likely be entitled to unemployment benefits," Rassas says. See more ...

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Myth Buster: Should you let hot food cool before

Offer Details: Myth: Hot food will spoil if refrigerated before cooling to room temperature. Facts: Just the opposite. Give your fridge some credit. It’s designed to chill food and keep it cold. It can even protect you from getting sick, so there’s no need to be shy about letting it do its job. See more ...

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Mortgage Home Loan, to Pay-Off or Not? - AARP

Offer Details: En español |My husband and I paid off our mortgage years ago. We planned to burn it while toasting our achievement with champagne. But we couldn't get our bank to produce a burnable piece of paper. It filed a document with the county, releasing its claim on our home, and that was that. Burn the See more ...

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What to Do When You Lose Your Job

Offer Details: If you're fired or laid off, most states have a set time you must have worked in order to qualify for unemployment. If you are eligible for benefits, take them. Apply by contacting your state's unemployment insurance agency as soon as you are fired or laid off. Some states permit you to file a claim by telephone or online. See more ...

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Ativan Addiction and Withdrawal - Armon Neel

Offer Details: Q. My wife and I have a serious problem related to her use of Ativan. We are both in our mid-60s, and she's been tied down for several years taking care of her mother, who has Alzheimer's disease. She started off taking a 0.5mg tablet of Ativan, which her doctor prescribed on an "as needed" basis for episodes of anxiety, once a day. See more ...

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Should You Use Retirement Savings to Pay Off Debt?

Offer Details: Still, there is one time when it probably is a good idea to use retirement money to pay off high-rate credit card debt: It's when you're still working, and can borrow money from an employer-sponsored retirement plan — and then repay the money to yourself without tax consequences. See more ...

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Which Credit Card Should You Pay Off First?

Offer Details: Strategy 3: If you're tired of juggling too many cards, first pay off the card with the lowest dollar balance. As you attack your area of pain, you'll first pay off the card that's bothering you most. Repeat this process to eliminate the debt on each additional credit card, and you'll be debt-free quicker than you ever thought possible. See more ...

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Hip Fracture Survival and Recovery - AARP The Magazine

Offer Details: Indeed, a year after fracturing a hip, 90 percent of those who needed no assistance climbing stairs before the fracture will not be able to climb five stairs; 66 percent won't be able to get on or off a toilet without help; 50 percent won't be able to raise themselves from a chair; 31 percent won't be able to get out of bed unassisted; and 20 See more ...

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Disposal of Expired, Unused Medications at Drugstores

Offer Details: CVS Pharmacy kicked off its own drug-collection program in September 2017, and by the end of this month will have installed 750 safe medication disposal bins at stores nationwide and collected more than 175 tons of unwanted meds. Neither CVS nor Walgreens will accept illegal drugs, needles and syringes, inhalers or anything containing mercury. See more ...

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Social Security When A Spouse Dies - A Guide To Survivor

Offer Details: En español | When a Social Security beneficiary dies, his or her surviving spouse is eligible for survivor benefits. A surviving spouse can collect 100 percent of the late spouse’s benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age. See more ...

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What to Say to a Dying Friend, Someone Who's Sick

Offer Details: “Instead, say, ‘Can I bring a casserole by Thursday?’ or drop off a gift card for a massage or dinner at a local restaurant.” Do be careful about saying, “I’ll pray for you” If you both belong to the same church or synagogue, and you know religion is an important part of a friend or acquaintance’s life, that’s one thing. See more ...

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Cutting Your Parents Out of Your Life - Divorce Your

Offer Details: Experts say that Deborah's worry is more and more common. "In my therapy practice, I've seen a significant increase in parents whose adult children have cut them off," says Mark Sichel, author of Healing From Family Rifts and a licensed clinical social worker in Manhattan. See more ...

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How to Deduct Medical Expenses Under New Tax Law

Offer Details: En español | The new federal tax law preserves the ability of millions of Americans with high medical expenses to deduct those costs from their returns. For the next two years, all taxpayers can write off health care spending that exceeds 7.5 percent of their income. The fate of this critical deduction had been uncertain during the congressional debate, as the House of Representatives See more ...

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4 Ways to Get Cash Out of Your House - AARP The Magazine

Offer Details: To pull this off, you'd execute two documents — a sale document and a long-term lease. Financing arrangements can vary, Davis says: "It all depends on what Mom and Dad need. If they need a huge pile of cash, then the kids have to find outside financing to make it happen. Or it could be done with a down payment and installment payments going See more ...

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Medigap vs. Medicare Advantage Plan - Which is Best

Offer Details: En español l Medicare Advantage plan? I've heard both described as insurance that is "supplemental" to Medicare. Q. What's the difference between a medigap plan and a A. There are very big differences between these two types of insurance, although both are options for people with Medicare See more ...

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Victim of Age Discrimination? Know the Facts - AARP

Offer Details: Pursuing a Claim. You have the right to pursue a claim if you feel you are a victim of age discrimination. Judging older workers on the basis of age rather than abilities is wrong, and age discrimination can have devastating effects on the financial security of workers at the time and into retirement. See more ...

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Top 10 Scams and Frauds You Can Avoid

Offer Details: This rip-off involves getting an unsolicited email from McDonald's, Subway or another popular restaurant or retailer offering a free gift card if you click a link to activate it. The pitch looks legit, but it's a phishing scam, meaning the perpetrator is either trying to install malware on your computer or gather personal info by having you See more ...

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Can I Collect Social Security From My Deceased Spouse And

Offer Details: 25% off the first healthy meal delivery of $99+. sweetFrog. Members save 15% on in-store purchases of frozen yogurt, treats and apparel. Join or Renew Today! AARP members receive exclusive member benefits & affect social change. GO TO THIS ARTICLE. See more ...

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What Happens to Credit Cards When Your Spouse Dies

Offer Details: On the other hand, Cheng points out that cutting off credit to people who have died is a valid fraud prevention measure. “There are a lot of thieves that steal dead people’s identity,” she says. Also of Interest. 60% of Americans Lack Will or Estate Planning; Join the Discussion See more ...

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Medicare Coverage Under Spouse’s Employer

Offer Details: Almost anybody who is retired but has group health coverage from the employer of a spouse who is still working does not need to sign up for Medicare Part B on reaching 65. When your spouse retires —or gets laid off or otherwise stops working for this employer — you will then be entitled to a special enrollment period to sign up. See more ...

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Important IRS Tax Tips for Family Caregivers

Offer Details: 25% off the first healthy meal delivery of $99+. GrandPad, Powered by Consumer Cellular. Members save 5% on a monthly subscription. Philips Lifeline. Members save 15% on medical alert service. Join or Renew Today! AARP members receive exclusive member benefits & affect social change. See more ...

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Ask Sid: Does idling waste more gas than turning off and

Offer Details: Q. Does letting a car idle waste more gas than shutting off and restarting the engine? If so, at what point, time-wise? A. Just 10 seconds of idling uses as much gas as restarting your car, according to the California Energy Commission Consumer Energy Center, which recommends you shut off your car when you’re parked (at a drive-through business, for instance) for more than 10 seconds. See more ...

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Should You Go Back to School After 50?

Offer Details: After being laid off as an administrative assistant in the early 2000s, she went back to school to earn a bachelor's degree in early childhood education and then a master's in social work. Her private psychotherapy practice currently nets about $60,000 a year—less than she would likely be earning had she continued as an administrative See more ...

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How To Get A Copy of Statement Award Letter From Social

Offer Details: 25% off the first healthy meal delivery of $99+. sweetFrog. Members save 15% on in-store purchases of frozen yogurt, treats and apparel. Join or Renew Today! AARP members receive exclusive member benefits & affect social change. GO TO THIS ARTICLE. See more ...

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Half of Workers Report Being Forced Into Retirement

Offer Details: En español | More than half of all workers age 50 and older lost their long-held jobs because they were laid off or otherwise forced to leave involuntarily, a new study says. The research suggests that many older workers will encounter unexpected financial setbacks during the period when saving and planning for retirement is most important.. The Urban Institute — a Washington, D.C., think See more ...

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Technology, Gadgets For Seniors Aging In Place

Offer Details: It's time to take two blue pills and one yellow pill"). Once the medicine is taken, the person either says "reminder off" or touches it to turn it off. 3. Philips Lifeline With AutoAlert. Who uses it: Telling her parents they needed an emergency button "was a hard conversation to have," says Susan Morrell, 50. "Nobody likes to admit they're See more ...

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What States Offer Paid Family Leave for Caregivers?

Offer Details: En español | While the federal government does not require private employers to offer paid family leave, some states have enacted legislation to create mandatory family-leave insurance programs to provide parents and other caregivers with paid time off.. About 41 million family caregivers in the United States provide 34 billion hours a year of unpaid help, according to a 2019 AARP study. See more ...

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5 Lifestyle Changes to Help Defend Against Dementia

Offer Details: 5 Lifestyle Tweaks to Help Ward Off Dementia You can take these simple but important steps starting today. by Shelley Emling, AARP, June 1, 2017 | Comments: 0. Getty Images. Some studies show a link between a solid social network and a low risk of dementia. See more ...

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Morehouse College Donor Expands Student Loan Gift

Offer Details: It's a historic graduation gift that keeps on giving. Billionaire Robert F. Smith's promise last spring to pay the Morehouse College Class of 2019's student loan debt was expanded to cover the student loans their parents took out for their children's educations, the school announced Friday. See more ...

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Should You Take the Job Offer for Lower Pay?

Offer Details: Before you turn down a position because the salary is not up to snuff, ask about flexible work options such as job sharing or telecommuting, educational and training opportunities, time off and so on. Those sorts of benefits may make a lower salary more palatable. See more ...

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Save Money by Visiting Grand Tetons and Jackson Off Season

Offer Details: In the off-season, some Jackson restaurants offer two-for-one deals: Look for specials at websites such as Dishing and Buckrail. After your meal, enjoy a stroll through town. Jackson may have more millionaires than cowboys — local homeowners include Harrison Ford, Brad Pitt and Tiger Woods — though it’s still a mountain town. See more ...

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The UPS Store Shipping Offer, an AARP Member Benefit

Offer Details: 5% Off Shipping & 15% Off Other Services. Members save 5% off domestic and international UPS shipping services, plus 15% off eligible products and services. How to Access. Mention your AARP membership at time of purchase. You'll leave AARP.org and go to the website of a trusted provider. The provider's terms, conditions, and policies apply. See more ...

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Play the Mahjongg Game: Age of Alchemy from AARP

Offer Details: Mahjongg: Age of Alchemy is a fun and engaging free online game that uses alchemic symbols on the tiles. Match similar tiles until you win this game. See more ...

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How to Get Fit and Make It a Habit - AARP

Offer Details: Getting in a fitness routine can be as simple as making it super easy to get to your workout. Try packing a gym bag the night before or laying out your workout clothes in the bathroom so they are unavoidable in the morning. Or block off time on your calendar so that your workouts are just another part of your day. Be accountable See more ...

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

Offer Details: Re: AARP Dental Insurance from Delta Dental is a Rip-off it is a SCAM AARP should not be selling the Dental Dental Plans as Ins, They are NOT Ins. The doctor I saw did not tell me until I was in the chair that I was not covered for a deep cleaning. This is after he took full xrays and after he sent See more ...

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How to Get Ready for a Snowbird Retirement Lifestyle

Offer Details: If it’s a single-family house, make sure you keep the heat high enough or turn off the water to prevent freezing pipes. No additional insurance coverage is needed when you leave your primary residence for an extended period, according to Allstate Insurance Company spokesperson Ben Tobias. See more ...

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How to Receive Pay when Becoming a Family Caregiver

Offer Details: Contingency plans should be available for coverage when the care provider is off and instructions for fill-in caregivers should address risks. • Budgeting. If the assessment shows need, a budget for goods and services will be provided. • Selection. When the care plan is set, the care recipient, or a surrogate if needed, chooses a caregiver. See more ...

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AARP® Official Site - Join & Explore the Benefits

Offer Details: AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age. See more ...

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